The 30% debt settlement myth debunked.

Will you bank take a financial haircut on your loan? There’s a myth floating around that debt collectors will settle a debt for 50% or even 30% of the amount owed because they’d rather get “something instead of nothing.” Unfortunately, that’s not always the case. As an Asheville debt settlement...

Can I reaffirm my mortgage in a NC Bankruptcy?

Can we reaffirm our home mortgage? As an Asheville bankruptcy attorney I am often asked if mortgage loans can be reaffirmed. The short answer is no. The longer answer is that reaffirmation is a specific statutory process in which you agree to be bound by a certain debt after the...


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