Foreclosure Defense

Laura Ceva focuses her practice in the area of foreclosure defense. From negotiations with your lender to navigation of the court process,
Laura provides the full spectrum of services to defend your home.


Loss Mitigation

Loan Modification, Short Sale, or Deed in Lieu are good solutions for avoiding foreclosure. Unfortunately, lenders are not helpful and the process is arduous. Laura Ceva provides consultation, negotiation, and application management for qualified candidates.



Helping people through financial distress through Bankruptcy is an expansion of Laura’s practice.
Joining forces with Kight Law Office, Laura has the tools she needs to offer another level of debt relief to her clients.

Worried about losing your home to foreclosure?
Call Laura Ceva at 828-295-2620
Foreclosure Defense and Loss Mitigation Lawyer

Primary Homes Vacation Homes Investments Developments Western North Carolina Foreclosure Defense Lawyer helping people save their homes

Since the fall of the economy in 2008, most homeowners have found themselves in financial distress to one degree or another. Across the nation, homes purchased from the turn of the century to the summer 2008 economic crisis, on average lost 30% of their value almost overnight. Homeowers further into the process of paying off their homes lost equity. Families relying on equity for retirement and other needs lost lifelong investments.

Laura Ceva is an Asheville foreclosure defense and loss mitigation attorney. She helps home and property owners throughout Western North Carolina maintain their homes, find alternate resolutions to foreclosure, and help mitigate loss in the face of expensive litigation.

Working outside the box, Laura helps clients abate foreclosure and better manage their finances by assisting clients in the process of evaluating and applying for any number of federal and lender-specific programs that may be applicable. If you are a Western North Carolina property owner in crisis, call Laura to learn about your options.

Quick Assistance Forms

Complete our quick assistance form for an initial evaluation of the significant matters affecting you. We have intake evaluation forms for:

Some federal relief program options include:

  • Home Affordable Modification Program (HAMP®)
  • Second Lien Modification Program (2MP)
  • FHA Home Affordable Modification Program (FHA-HAMP)
  • Veteran’s Affairs Home Affordable Modification (VA-HAMP)
  • Home Affordable Foreclosure Alternatives Program (HAFA)
  • Home Affordable Refinance Program (HARP)
  • FHA Refinance for Borrowers with Negative Equity (FHA Short Refinance)
  • Home Affordable Unemployment Program (UP)
  • Hardest Hit Fund (HHF)